Payday Loan Lowdown is a blog covering payday loan news. As tempting as a payday or cash advance loan can be, they are really dangerous if they are not researched carefully. I took one years ago in Kansas to pay the rent on time and found out later the interest rate was outrageous. At the time I was in a panic and I did not even look. The one thing I learned the hard way was that the longer you keep the loan, the more it costs you. This site gives loads of good advice and warns of the common pitfalls such as not reading the fine print like I neglected to do.